Table A3.1: Home, contents or any other household possessions suffered from flood damage

% All n=439 S_Waik n=107 Cor_L n=47 Cor_B n=72 Cor_H n=206
Damaged 48.3 44.9 29.8 4.2 70.9
Not damaged 51.7 55.1 70.2 95.8 29.1

Table A3.2: Parts of property flooded (of those with property damaged)

% (of those damaged) All n=212 S_Waik n=48 Cor_L n=14 Cor_B n=3 Cor_H n=146
Section 87.3 72.9 85.7 100.0 92.5
Out-buildings 53.3 54.2 28.6 100.0 54.8
Garage 71.2 64.6 50.0 100.0 74.7
House 35.8 20.8 35.7 66.7 40.4
Car 30.2 29.2 7.1 0.0 33.6
Caravan 4.2 2.1 0.0 33.3 4.8
Boat 3.8 0.0 0.0 0.0 5.5
Other 21.6 29.2 4.2 2.8 15.5

Table A3.3: Percent of houses with each type of room flooded, and mean number of flooded rooms of each type in the house (of those with property damaged)

All damaged n=212 % houses with this room flooded mean # these rooms flooded s.d. # These rooms flooded
Living Rooms 22.6 1.1 0.4
Bedrooms 21.7 2.1 0.8
Kitchens 18.4 1.0 -
Bathrooms 22.2 1.1 0.3
Basements/cellars 19.3 1.8 1.0
Hallways/landings 19.8 1.0 0.2
Garages 55.1 1.3 0.7
Other 2.4 1.0 -

Table A3.4: Maximum depth of flooding (per room) in rooms of each type in the house (of those with property damaged)

All damaged n=212 mean (cm) s.d. (cm)
Living Rooms 59.5 125.2
Bedrooms 68.4 166.4
Kitchens 53.0 90.5
Bathrooms 88.7 187.0
Basements/cellars 140.4 241.3
Hallways/landings 81.0 190.0
Garages 80.7 136.7

Each of these ranges from 1cm up to at least 7 m deep – this is likely an error due to a few respondents filling in their depths in mm.

Table A3-5: Household insured against flooding damage (of those with property damaged)

% (of those damaged) All n=212 S_Waik n=48 Cor_L n=14 Cor_B n=3 Cor_H n=146
Building structure 78.8 64.6 57.1 100.0 85.6
Contents 75.9 70.8 57.1 100.0 79.5
Car 61.3 58.3 42.9 - 65.8
Boat 13.2 12.5 - - 15.1
Caravan 4.2 6.3 - - 4.1
Tools of trade 21.7 22.9 14.3 33.3 21.9
Landlord's responsibility 7.5 8.3 14.3 33.3 6.2
Don't know 4.2 12.5 - - 2.1

Table A3.6: Total amount paid out (if any) by insurance company(s)

(a) All n=439 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 43 60 85,000 775,648 18,038 24,028
Contents damage 86 150 60,000 859,730 9,997 13,439
Building and contents damage 27 40 125 585,265 21,676 28,400
Removal of silt or debris 43 80 25,000 136,777 3,181 5,473
Vehicle/boats/caravans/trailer damage 54 150 500,000 876,645 16,234 67,444
Other 21 1 18,000 66,073 3,146 5,287
      TOTAL: $3,300,138    
(b) South Waikato n=107 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 5 500 40,000 68,500 13,700 15,778
Contents damage 16 150 60,000 153,555 9,597 16,077
Building and contents damage 3 2,500 50,000 58,500 19,500 26,472
Removal of silt or debris 5 80 20,797 21,377 4,275 9,236
Vehicle/boats/caravans/trailer damage 10 1,000 12,000 59,245 5,925 4,011
Other 6 1 18,000 34,101 5,684 7,361
      TOTAL: $394,878    
(c) Coromandel Low n=47 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 3 200 12,000 14,200 4,733 6,357
Contents damage 4 500 4,000 8,000 2,000 1,581
Building and contents damage 1 5,000 5,000 5,000 5,000 -
Removal of silt or debris - - - - - -
Vehicle/boats/caravans/trailer damage - - - - - -
Other - - - - - -
      TOTAL: $27,200    
(d) Coromandel Batch n=72 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 0 - - - - -
Contents damage 2 5,000 11,200 16,200 8,100 4,384
Building and contents damage 1 500 500 500 - -
Removal of silt or debris 0 - - - - -
Vehicle/boats/caravans/trailer damage 1 500,000 500,000 500,000 - -
Other 0 - - - - -
      TOTAL: $516,700    
(e) Coromandel High n=206 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 35 60 85,000 692,948 19,799 25,689
Contents damage 64 400 60,000 681,975 10,656 13,307
Building and contents damage 22 40 125,000 521,265 23,694 29,871
Removal of silt or debris 38 175 25,000 115,400 3,037 4,959
Vehicle/boats/caravans/trailer damage 43 150 39,000 317,400 7,381 7,672
Other 15 72 16,000 31,972 2,131 4,088
      TOTAL: $2,360,960    

Table A3.7: Households bearing any financial cost not covered by insurance

% All n=439 S_Waik n=107 Cor_L n=47 Cor_B n=72 Cor_H n=206
Households bearing financial cost not insured 34.0 26.8 22.7 4.8 51.1

Table A3-8: Total expenditure not covered by insurance company(s)

(a) All n=439 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 25 60 20,000 55,215 2,209 4,416
Contents damage 36 100 30,000 129,850 3,607 5,670
Building and contents damage 14 100 100,000 146,850 10,489 26,416
Removal of silt or debris 60 50 20,000 91,875 1,531 3,193
Vehicle/boats/caravans/trailer damage 38 100 15,000 79,240 2,085 3,301
Other 48 50 57,600 220,067 4,585 9,771
      TOTAL: $723,097    
(b) South Waikato n=107 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 7 60 2,500 4,210 601 855
Contents damage 2 100 1,500 1,600 800 990
Building and contents damage 4 100 1,000 1,500 375 427
Removal of silt or debris 7 50 20,000 21,700 3,100 7,455
Vehicle/boats/caravans/trailer damage 6 200 15,000 19,950 3,325 5,749
Other 8 100 1,200 3,550 444 428
     

TOTAL: $52,510

   
(c) Coromandel Low n=47 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 5 100 1,800 2,950 590 702
Contents damage 4 250 5,000 10,250 2,563 1,983
Building and contents damage 1 5,100 5,100 5,100 - -
Removal of silt or debris 3 1,000 2,000 4,000 1,333 577
Vehicle/boats/caravans/trailer damage 1 500 500 500 - -
Other 6 500 13,000 22,800 3,800 4,969
      TOTAL: $45,600    
(d) Coromandel Batch n=72 resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 0          
Contents damage 0          
Building and contents damage 0          
Removal of silt or debris 1 2,000 2,000 2,000 - -
Vehicle/boats/caravans/trailer damage 1 100 100 100 - -
Other 1 50 50 50 - -
      TOTAL: $2,150    

(e) Coromandel High n=206

resp. min ($) max ($) sum ($) mean ($) s.d. ($)
Building/structure damage 13 100 20,000 48,055 3,697 5,786
Contents damage 30 150 30,000 118,000 3,933 6,128
Building and contents damage 9 100 100,000 140,250 15,583 32,402
Removal of silt or debris 49 50 13,000 64,175 1,310 2,271
Vehicle/boats/caravans/trailer damage 30 130 12,000 58,690 1,956 2,765
Other 32 50 57,600 193,607 6,050 11,517
      TOTAL: $622,777    

Table A3.9: Time taken to get home back to normal (Days)

Days resp. % min max Sum mean s.d.
All (n=439) 208 47.4 1 545 22,170 106.6 127.6
South Waikato (n=107) 47 43.9 1 420 2,382 50.7 81.3
Coromandel Low (n=47) 16 34.0 1 180 856 53.5 54.3
Coromandel bach (n=72) 5 6.9 1 120 243 48.6 49.5
Coromandel high (n=206) 138 67.0 1 545 18,686 135.4 139.5

Months converted to 30 days, years converted to 365 days

Table A3-10: Percent of households where householder(s) had to leave the house during the flood

% All n=439 S_Waikato n=107 Cor_L n=47 Cor_B n=72 Cor_H n=206
Households where householders had to leave 16.9 10.3 7.1 3.4 26.6

Table A3-11: Time taken before the whole household could live in the property again (of those households where householder(s) had to leave) (days)

Days (of those households where someone had to leave resp. % min max sum mean s.d.
All (n=68) 56 82.4 1 545 4,286 76.5 103.6
South Waikato (n=10) 6 60.0 1 120 376 62.7 40.4
Coromandel Low (n=3) 2 66.7 24 120 144 72.0 67.9
Coromandel bach (n=2) 2 100.0 60 120 180 90.0 42.4
Coromandel high (n=53) 46 86.8 1 545 3,586 78.0 112.9

Months converted to 30 days, Years converted to 365 days

Table A3-12: Levels of assistance from institutions and people that helped or supported households during and/or after a flood episode.

(a) All n=439 Volunteer help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 112 25.5 1 1,100 11,341 101.3 188.3
Community groups 16 3.6 1 240 663 41.4 74.3
District Council 7 1.6 1 4 14 2.0 1.0
Charities 3 0.7 1 5 8 2.7 2.1
Church 7 1.6 1 8 19 2.7 2.6
Local businesses/shops 5 1.1 1 24 36 7.2 9.8
Police 1 0.2 1 1 1 1.0 -
Fire brigade 30 6.8 1 30 97 3.2 5.3
Mayoral relief fund 1 0.2 10 10 10 10.0 -
        TOTAL: 12,189    

(a) All n=439 Paid help (hours)

resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 17 3.9 4 5,000 5,833 343.1 1202.2
Community groups 0 - - - - - -
District Council 6 1.4 1 36 68 11.3 13.8
Charities 0 - - - - - -
Church 0 - - - - - -
Local businesses/shops 2 0.5 6 20 26 13.0 9.9
Police 1 0.2 1 1 1 1.0 -
Fire brigade 0 - - - - - -
Mayoral relief fund 0 - - - - - -
        TOTAL: 5,928    

(a) All n=439 Donations ($)

resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 9 1.8 200 18,000 21,900 2,738 6,175
Community groups 13 3.0 10 500 2,160 166.2 125.4
District Council 8 1.8 50 500 2,250 281.3 164.6
Charities 8 1.8 25 400 1,150 143.8 134.1
Church 5 1.1 20 400 790 158.0 164.7
Local businesses/shops 3 0.7 10 30 70 23.3 11.5
Police 0 - - - - - -
Fire brigade 0 - - - - - -
Mayoral relief fund 50 11.4 100 15,010 52,970 1,059 2,098
        TOTAL: $81,290    
(b) S_Waikato n=107 resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 13 12.1 1 300 983 75.6 103.6
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 1 0.9 2 2 2 - -
Police 0            
Fire brigade 1 0.9 3 3 3 - -
Mayoral relief fund 0            
        TOTAL: 989    
(b) S_Waikato n=107 resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 3 2.8 20 259 479 159.7 124.5
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund 0            
        TOTAL: 479    
(b) S_Waikato n=107 Donations ($) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 0            
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund 1 0.9 500 500 500 - -
        TOTAL: $500    
(c) Coro_Low n=47 Volunteer help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 6 12.8 5 400 792 132.0 189.0
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 1 2.1 1 1 1 - -
Mayoral relief fund              
        TOTAL: 793    
(c) Coro_Low n=47 Paid help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 2 4.3 20 100 120 60 56.6
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund              
        TOTAL: 120    
(c) Coro_Low n=47 Donations ($) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 0            
Community groups 1 2.1 150 150 150 - -
District Council 1 2.1 300 300 300 - -
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund 2 4.3 300 1,500 1,800 900.0 848.5
        TOTAL: $2,250    
(d) Coro_Bach n=72 Volunteer help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 2 2.8 8 200 208 104.0 135.8
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 1 1.4          
Mayoral relief fund 0            
        TOTAL: 208    
(d) Coro_Bach n=72 Paid help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 1 1.4 8 8 8 - -
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund 0            
        TOTAL: 8    
(d) Coro_Bach n=72 Donations ($) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 0            
Community groups 0            
District Council 0            
Charities 0            
Church 0            
Local businesses/shops 0            
Police 0            
Fire brigade 0            
Mayoral relief fund 0            
        TOTAL: 0    
(e) Coro_High n=206 Volunteer help (hours) resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 91 44.2 1 1,100 9,358 102.8 199.8
Community groups 16 7.8 1 240 663 41.4 74.3
District Council 7 3.4 1 4 14 2.0 1.0
Charities 3 1.5 1 5 8 2.7 2.1
Church 7 3.4 1 8 19 2.7 2.6
Local businesses/shops 4 1.9 1 24 34 8.5 10.8
Police 1 0.5 1 1 1 - -
Fire brigade 27 13.1 1 30 91 3.4 5.5
Mayoral relief fund 1 0.5 10 10 10 - -
        TOTAL: 10,198    

(e) Coro_High n=206 Paid help (hours)

resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 11 5.3 4 5,000 5,226 475.1 1500.9
Community groups 0            
District Council 6 2.9 1 36 68 11.3 13.8
Charities 0            
Church 0            
Local businesses/shops 2 1.0 6 20 26 13.0 9.9
Police 1 0.5 1 1 1 - -
Fire brigade 0            
Mayoral relief fund 0            
        TOTAL: 5,321    

(e) Coro_High n=206 Donations ($)

resp. % min max sum mean s.d.
Family or friends (from another address), neighbours 8 3.9 200 18,000 21,900 2,738 6,175
Community groups 12 5.8 10 500 2,010 167.5 130.9
District Council 7 3.4 50 500 1,950 278.6 177.6
Charities 8 3.9 25 400 1,150 143.8 134.1
Church 5 2.4 20 400 790 158.0 164.7
Local businesses/shops 3 1.5 10 30 70 23.3 11.5
Police 0            
Fire brigade 0            
Mayoral relief fund 47 22.8 100 15,010 50,670 1,078 2,160
        TOTAL: $78,540    

Table A3.13: Time in total members of household spent responding to the flood and/or helping with the cleanup? (e.g. 3 people helping for 1 day each equals 3 days) (hours)

All n=439 (hours) resp. % min max sum mean s.d.
Cleaning up their property 221 50.3 1 3600 47532 215.1 417.5
As unpaid volunteer 88 20.0 1 1440 7746 88.0 170.2
As part of paid work 17 3.9 3 720 1545 90.9 174.1
        TOTAL: 56,823    
Standard hours, each day converted to 12 hours.
South Waikato n=107 (hours) resp. % min max sum mean s.d.
Cleaning up their property 42 39.3 1 1440 4514 107.5 246.3
As unpaid volunteer 12 11.2 3 288 902 75.2 89.2
As part of paid work 6 5.6 5 720 933 155.5 283.6
        TOTAL: 6,349    
Standard hours, each day converted to 12 hours.
Coromandel Low n=47 (hours) resp. % min max sum mean s.d.
Cleaning up their property 18 38.3 1 288 1,110 61.7 77.9
As unpaid volunteer 7 14.9 1 60 181 25.9 23.0
As part of paid work 2 4.3 40 72 112 56.0 22.6
        TOTAL: 1,403    
Standard hours, each day converted to 12 hours.
Coromandel bach n=72 (hours) resp. % min max sum mean s.d.
Cleaning up their property 9 12.5 3 200 420 46.7 66.4
As unpaid volunteer 4 5.6 20 84 212 53.0 30.0
As part of paid work 0            
        TOTAL: 632    
Standard hours, each day converted to 12 hours.
Coomandel High n=206 (hours) resp. % min max sum mean s.d.
Cleaning up their property 150 72.8 4 3600 41,452 276.4 477.1
As unpaid volunteer 64 31.1 1 1440 6331 98.9 194.5
As part of paid work 9 4.4 3 240 500 55.6 73.8
        TOTAL: 48,283    
Standard hours, each day converted to 12 hours.

Table A3-14: Number of people capable of helping in household

(# people) resp. % min max sum mean s.d.
All (n=439) 227 51.7 1 8 461 2.0 1.0
South Waikato (n=107) 40 37.4 1 5 89 2.2 1.0
Coromandel Low (n=47) 24 51.1 1 4 49 2.0 0.7
Coromandel Bach (n=72) 12 16.7 1 4 31 2.6 1.0
Coromandel High (n=206) 151 73.3 1 8 292 1.9 1.1

Table A3.15: Amount spent by households which had undertaken these flood prevention measures before the weather bomb event

(a) All n=439 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 165 37.6 70 15.9 100 5,000 45,988 657.0 703.4
Raised the floor level of house 23 5.2 7 1.6 1,000 180,000 222,500 37,083 70,311
Kept ditches and drains around the property clean 194 44.2 12 2.7 20 1,200 5,545 462 446
Protected septic tank 47 10.7 8 1.8 150 9,000 16,307 2,038 3,028
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 97 22.1 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $290,340    
Deleted four insurance cases ($100,000 and $200,000 from S Waikato, and $20,000 and $10,000 also deleted)

(b) South Waikato n=107

Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 34 31.8 12 11.2 100 5,000 11,272 939.3 1,307.9
Raised the floor level of house 2 1.9 1 0.9 1000 1000 1000 - -
Kept ditches and drains around the property clean 36 33.6 3 0.3 25 500 725 241.7 240.2
Protected septic tank 3 2.8 0 - - - 0 - -
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 17 15.9 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $12,997    
(c) Coromandel low n=47 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 14 29.8 8 17.0 300 800 3,804 475.5 175.5
Raised the floor level of house 4 8.5 2 4.3 3,500 18,000 21,500 10,750 10,253
Kept ditches and drains around the property clean 24 51.1 3 6.4 100 1,100 1,450 483.3 539.3
Protected septic tank 5 10.6 3 6.4 300 9,000 12,300 4,100 4,453
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 10 21.3 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $39,054    

(d) Coromandel Bach n=72

Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 17 23.6 9 12.5 100 900 3,790 421.1 216.5
Raised the floor level of house 4 5.6 0            
Kept ditches and drains around the property clean 15 20.8 1 1.4 50 50 50 - -
Protected septic tank 3 4.2 0            
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 4 5.6 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $3,840    
(e) Coromandel High n=206 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 100 48.5 41 19.9 150 3,000 27,122 661.5 570.3
Raised the floor level of house 13 6.3 3 1.5 6,000 180,000 200,000 66,667 98,231
Kept ditches and drains around the property clean 115 55.8 5 2.4 20 1,200 3,320 664.0 491.4
Protected septic tank 35 17.0 5 2.4 150 2,500 4,007 801.4 1,016
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 65 31.6 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $234,449    

 

 

Table A3.16: Amount spent by households which undertook these flood prevention measures after the weather bomb event

a) All n=439 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 88 20.0 24 5.5 100 3,500 16,552 690 667
Raised the floor level of house 15 3.4 6 1.4 1,000 4,500 123,000 20,500 14,923
Kept ditches and drains around the property clean 162 36.9 10 2.3 100 2,500 8,000 800 865
Protected septic tank 38 8.7 2 0.5 400 15,000 15,400 7700 10,324
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 119 27.1 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $162,952    
(b) South Waikato n=107 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 15 14.0 6 5.6 100 750 2,733 455.5 260.9
Raised the floor level of house 0 - 0 -          
Kept ditches and drains around the property clean 31 29.0 2 1.9 200 300 500 250.0 70.7
Protected septic tank 4 3.7 0 - - - 0 - -
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 20 18.7 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $3,233    
(c) Coromandel Low n=47 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 6 12.8 2 4.3 700 800 1,500 750.0 70.7
Raised the floor level of house 2 4.3 1 2.1 20,000 20,000 20,000 - -
Kept ditches and drains around the property clean 14 29.8 1 2.1 100 100 100 - -
Protected septic tank 4 8.5 0       0    
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 9 19.1 n/a n/a n/a n/a n/a n/a n/a
            TOTAL: $21,600    
(d) Coromandel Bach n=72 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 6 8.3 1 1.4 900 900 900 - -
Raised the floor level of house 1 1.4 0            
Kept ditches and drains around the property clean 10 13.9 1 1.4 700 700 700 - -
Protected septic tank 0                
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home 4 5.6 n/a n/a n/a n/a n/a n/a n/a
            TOTAL:$1,800    
(e) Coromandel High n=206 Had under-taken resp. Had under-taken (%) Had spent resp. Had spent (%) min spent ($) max spent ($) total spent ($) mean spent ($) s.d. spent ($)
Took out household insurance against flooding 60 29.1 15 7.3 200 3,500 11,419 761.3 821.0
Raised the floor level of house 12 5.8 5 2.4 1,000 45,000 103,000 20,600 16,682
Kept ditches and drains around the property clean 104 50.5 6 2.9 100 2,500 6,700 1,116.7 1,002.8
Protected septic tank 26 12.6 2 1.0 400 15,000 15,400 7,700 10,324
Avoided keeping irreplaceable items or goods of sentimental value on ground floor of home